Lake Travis, Lakeway and Lago Vista Texas real estate listings, home buying, selling and relocation information

All agents are NOT alike! Call to tour Lake Travis waterfront homes by boat. You need an expert who truly "lives the lake lifestyle"! (512) 845-5896.

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What group of settlers introduced the log cabin to the New World?
A	The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Mick Hooper, REALTOR®, real estate agent and broker for Lake Travis, Lakeway and Lago Vista Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Mick Hooper. e-PRO, ABR, CLHMS
Broker/Owner, Crosswind Realty
925 Tallow Trl
Cedar Park, TX 78613
Mobile: 512-845-5896
Office: 512-845-5194
Fax: 512-697-2825
Email: mick@crosswindrealty.com
When Mick Hooper asks you to meet him at "The Office", you're in for a treat. His 43-foot yacht he named "The Office" offers a hint at how Mick approaches his work of helping his clients make the most of their Lake Travis real estate opportunities. As Mick puts it, "I like to put the fun back into what most people consider a very serious business." And he delivers - with his unique ability to not only offer a local perspective, but valuable information that clients can only get from someone who knows and understands the dynamic lifestyle Lake Travis can offer.

Mick Hooper is a Licensed Real Estate Broker in the State of Texas. Mick is your source for Lake Travis real estate - waterfront homes, Lake Travis lots and lakefront condos!

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NUMBER1EXPERT™ in real estate for Lake Travis, Lakeway and Lago Vista, Texas, lakefront, luxury homes

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