Lake Travis, Lakeway and Lago Vista Texas real estate listings, home buying, selling and relocation information

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Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Q	What is encroachment, and how might it affect a property owner?
A	Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
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Mick Hooper, REALTOR®, real estate agent and broker for Lake Travis, Lakeway and Lago Vista Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Mick Hooper. e-PRO, ABR, CLHMS
Broker/Owner, Crosswind Realty
925 Tallow Trl
Cedar Park, TX 78613
Mobile: 512-845-5896
Office: 512-845-5194
Fax: 512-697-2825
Email: mick@crosswindrealty.com
When Mick Hooper asks you to meet him at "The Office", you're in for a treat. His 43-foot yacht he named "The Office" offers a hint at how Mick approaches his work of helping his clients make the most of their Lake Travis real estate opportunities. As Mick puts it, "I like to put the fun back into what most people consider a very serious business." And he delivers - with his unique ability to not only offer a local perspective, but valuable information that clients can only get from someone who knows and understands the dynamic lifestyle Lake Travis can offer.

Mick Hooper is a Licensed Real Estate Broker in the State of Texas. Mick is your source for Lake Travis real estate - waterfront homes, Lake Travis lots and lakefront condos!

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