Lake Travis, Lakeway and Lago Vista Texas real estate listings, home buying, selling and relocation information

All agents are NOT alike! Call to tour Lake Travis waterfront homes by boat. You need an expert who truly "lives the lake lifestyle"! (512) 845-5896.

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Resources: Lake Travis, Lakeway and Lago Vista Texas home buying, real estate listings, and homes for sale in County, TX

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
A	Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
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Mick Hooper, REALTOR®, real estate agent and broker for Lake Travis, Lakeway and Lago Vista Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Mick Hooper. e-PRO, ABR, CLHMS
Broker/Owner, Crosswind Realty
925 Tallow Trl
Cedar Park, TX 78613
Mobile: 512-845-5896
Office: 512-845-5194
Fax: 512-697-2825
Email: mick@crosswindrealty.com
When Mick Hooper asks you to meet him at "The Office", you're in for a treat. His 43-foot yacht he named "The Office" offers a hint at how Mick approaches his work of helping his clients make the most of their Lake Travis real estate opportunities. As Mick puts it, "I like to put the fun back into what most people consider a very serious business." And he delivers - with his unique ability to not only offer a local perspective, but valuable information that clients can only get from someone who knows and understands the dynamic lifestyle Lake Travis can offer.

Mick Hooper is a Licensed Real Estate Broker in the State of Texas. Mick is your source for Lake Travis real estate - waterfront homes, Lake Travis lots and lakefront condos!

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NUMBER1EXPERT™ in real estate for Lake Travis, Lakeway and Lago Vista, Texas, lakefront, luxury homes

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